July 19, 2010

The Patient’s Bill of Rights

One of the fabulous side effects of the Health Care Reform legislation that President Obama and Congressional Democrats can take credit for is a new Patient’s Bill of Rights designed to protect patients from mistreatment and abuse not just from the medical community, but from the medical industry, including insurance companies and others looking to make money on the backs of the health of the American people. Here’s what President Obama had to say about it:

“Starting in September, some of the worst abuses will be banned forever. No more discriminating against children with pre-existing conditions. No more retroactively dropping somebody’s policy when they get sick if they made an unintentional mistake on an application. No more lifetime limits or restrictive annual limits on coverage. Those days are over.” – PRESIDENT BARACK OBAMA

And here’s the Patient’s Bill of Rights. Make yourself familiar with it, because even if you never voted for Obama and even if you’re one of these tea party nuts out there calling for the repeal of the reform act, these are the rights and privileges you enjoy under the new law – and these are the rights and privileges that Republicans and their far-right allies are looking to take away from us as soon as possible:

The Patient’s Bill of Rights:

  1. Prevents insurance companies from canceling your policy if you get sick. Right now, insurance companies can retroactively cancel your policy when you become sick if you or your employer made an unintentional mistake on your paperwork.
  2. Stops insurance companies from denying coverage to children with pre-existing conditions. Beginning in September, discrimination against children with pre-existing conditions will be banned—a protection that will be extended to all Americans in 2014.
  3. Prohibits setting lifetime limits on insurance policies issued or renewed after Sept. 23, 2010. No longer will insurance companies be able to take away coverage at the very moment when patients need it most. More than 100 million Americans have health coverage that imposes lifetime limits on care.
  4. Phases out annual dollar limits on coverage over the next three years. Even more aggressive than lifetime limits are annual dollar limits on what an insurance company will pay for your health care. For the people with medical costs that hit these limits, the consequences can be devastating.
  5. Allows you to designate any available participating primary care doctor as your provider. You’ll be able to keep the primary care doctor or pediatrician you choose, and see an OB-GYN without referral.
  6. Removes insurance company barriers to receiving emergency care and prevents them from charging you more because you’re out of network. You’ll be able to get emergency care at a hospital outside of your plan’s network without facing higher co-pays or deductibles or having to fight to get approval first.

Read the whole thing and a few more details at WhiteHouse.gov, and start to read about how the health care reform law is making a difference in the lives of everyday Americans right now at HealthCare.gov.

[ The Patient’s Bill of Rights ]
Source: Organizing for America

1 Comment »

  1. […] Bush or McCain ever strive to provide health insurance to millions of uninsured Americans, pass a Patient’s Bill of Rights, put Medicare on sound financial footing, and cut near a trillion dollars from the budget defecit […]

    Pingback by Not So Humble dot net || Proud Member of the Vast Left-Wing Conspiracy » That “Change” is Working Out Great for Me, Thanks for Asking! — August 9, 2010 @ 2:51 pm

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